X Financial Group
Build your insurance business with the right support, systems and compensation.
XFG gives licensed and aspiring life and health insurance agents the training, technology, mentorship and business model to build something serious.
Fully Remote • Offices in San Diego, Las Vegas and Louisiana
Know what happens next.619 follow-up · Founders Q&A · Model selection
Who succeeds here
BUILT
FOR
Disciplined, coachable professionals building a long-term business—not searching for easy money.
Licensed agents
Ready to produce with stronger coaching and systems.
New agents
Willing to learn, get licensed and follow a proven process.
Experienced producers
Looking for better infrastructure and room to grow.
Agency builders
Ready to develop people, leadership and a lasting business.
Choose your model
Two ways to build.
Both models include XFG training, leadership and community. The primary difference is who pays for the business systems and the corresponding compensation structure.
01 / Primary pathAvailable to qualified applicants
Supported Model
60%–80%Approx. compensation*
- SystemsXFG pays for your systems and your team’s systems.
- Best forAgents who want funded resources and hands-on support.
- EligibilityLicensed and aspiring agents can be considered.
02 / Ownership pathLeadership approval required
Independent Model
100%+Compensation*
- SystemsYou pay for your systems and your team’s systems.
- Best forExperienced producers and builders seeking greater ownership and earning potential.
- EligibilityApproved experienced producers and agency builders.
Not sure which model fits?Apply first. Our team will review your experience, goals and preferred level of ownership before helping you choose.
*Compensation varies by model, carrier, product, contract level, production and other factors. Earnings are not guaranteed.
How you get started
From application to first sale.
Five clear steps. Qualified applicants who are not licensed can receive licensing guidance before contracting and training.
- 01
Apply
Tell us about your goals and licensing status.
- 02
Speak with our team
Ask questions and confirm whether XFG fits.
- 03
Attend a Founders Q&A
Hear the opportunity and standards directly.
- 04
License or contract
Complete licensing guidance or carrier contracting.
- 05
Train and sell
Get the right systems, begin training and start producing.
How you progress
Learn the work.
Earn the leverage.
Start
Train, dial and close business on the basic system and 10-line dialer for approximately 2–4 weeks.
Prove consistency
Show up, dial daily, stay coachable, follow the process and close business.
Advance
Consistent performers can become eligible for XFG’s advanced technology stack.
Earned access
Advanced technology stack
Access is based on consistency and performance. Advancement is not guaranteed.
- At-cost fresh leads
- AI texting
- AI appointment booking
- Automation
- Efficiency and scale tools
What XFG provides
Support built around the work.
The specific systems and expenses covered by XFG depend on whether the agent selects the Supported or Independent Model.
Daily live training
Practical coaching built around the work agents do each day.
Live dialing support
Get help while prospecting, improving conversations and closing.
Structured mentorship
A clear development path with accessible leadership.
CRM + dialing systems
Organize prospects, activity and follow-up in one workflow.
Lead resources
Lead access and expenses vary by model and earned system level.
AI automation
Tools that support follow-up, booking and efficiency when eligible.
Licensing + contracting
Guidance for aspiring agents and contracting support for licensed agents.
Leadership development
Learn the habits and systems required to build a team.
Founders + leadership
Support has an owner.
XFG leadership spans vision, sales, agent operations, systems and onboarding—so agents know where support comes from.
Tate Martell
President
Tristan Perez
Vice President
Mike Ibrami
Chief Sales Officer
Finley Jarvis
Director of Agent Operations
Nick Chiasson
Director of Systems Operations
Justice Chapman
Director of Agent Onboarding
What we expect
We provide the infrastructure and support. You bring the consistency, coachability and work ethic.
- 01Show up consistently
- 02Stay coachable
- 03Dial and follow the system
- 04Communicate with leadership
- 05Take ownership of your business
Frequently asked questions
Clear answers before you apply.
Do I need to be licensed?
No. XFG can provide licensing guidance for qualified applicants who are not currently licensed. Licensed applicants move into contracting and system setup after approval.
How does the Supported Model work?
XFG pays for your systems and your team’s systems. Compensation is approximately 60%–80%, depending on the applicable factors and contract.
How does the Independent Model work?
You pay for your systems and your team’s systems. This model offers 100%+ compensation and is best suited to experienced producers and builders seeking greater ownership.
What compensation can agents receive?
The Supported Model is approximately 60%–80%; the Independent Model is 100%+. Compensation varies by model, carrier, product, contract level, production and other factors.
What training is provided?
XFG provides daily live training, live dialing support, structured mentorship and leadership development.
Are leads and systems included?
It depends on your model. XFG covers systems for Supported agents; Independent agents cover their own and their team’s systems. Lead access and expenses also depend on model and eligibility.
How does the advanced AI system work?
Agents begin on the basic system. Consistent performers can become eligible for at-cost fresh leads, AI texting, AI appointment booking and automation. Access is earned through consistency and performance—not guaranteed.
Is the opportunity fully remote?
Yes. Agents can work remotely, with offices and in-person community available in San Diego, Las Vegas and Louisiana.
Where are XFG’s offices?
XFG has offices in San Diego, Las Vegas and Louisiana.
What happens after I apply?
A team member will contact you from a 619 number with next steps and information about the founders-led Q&A.
How quickly can a licensed agent get started?
Timing varies based on approval, carrier contracting and system setup. Once those steps are complete, a licensed agent can begin training and selling.
Are earnings guaranteed?
No. Earnings are not guaranteed. Individual results vary based on effort, skill, experience, production, market conditions, carrier approval and other factors.
Is this an employee position?
No. This is a performance-based independent contractor opportunity. Agents are responsible for meeting licensing, carrier and business requirements.
Your next step
Ready to build with XFG?
Complete the short application. If there is a potential fit, our team will contact you from a 619 number and invite you to a founders-led Q&A.
Apply Now Applying starts the conversation. It does not guarantee approval, contracting, compensation or earnings.